AI-Augmented Personal Finance: A Public-Policy Economist's Field Guide for Liberty-Minded Investors

In AI-Augmented Personal Finance, Dr. John M. Cobin brings the rigor of a public-policy economist and the conviction of a sovereign-minded individual to the most practical question liberty-lovers face: how do you protect and grow wealth in an age of currency debasement, surveillance, and political risk? Drawing on a PhD in public policy and decades advising clients across the United States and Chile, Cobin lays out a clear field guide to building resilient personal finances using gold, sound cryptocurrency, and the new generation of AI tools. He shows how to research smarter, model scenarios, automate discipline, and think like an investor who answers to no central planner. Written for self-directed readers who distrust easy promises, this is hard-headed counsel grounded in real markets and sound economics, an accessible, contrarian handbook for anyone determined to take ownership of their financial future.